I always applaud your efforts on helping with these questions, I think it's great you have the ability to help on some of these where the rest of us have no clue. However, the original post was 2005. I have a feeling they have insurance by now or they aren't still checking the forum for an answer 5, almost 6 years later! LOL
But keep posting with your help, you never know who else might be looking here but not posting.