Lets say you meet all the requirements as a civilian and get selected at the the panel. That makes you eligible to attend ROCI, which could be 3 weeks or 5 weeks depending if the program finally gets revamped. My opinion is, 3 or 5 weeks is not enough for a person to learn everything anyone needs to know about the Coast Guard's tradition and many other useful things. I am sure many agree with me on this one. It takes a lot longer than that. Traditionally, the requirement was to have some military experience under your belt because that would put you in a good spot while attending ROCI and after you graduate. ROCI should be a refresher of everything that has to do with the coast guard or the military in general. Most of the folks that get selected are E6 or above with 8 or more years of military experience.
When I first started to explore the CG reserves I wanted to be an officer without knowing really why I wanted that. I suppose having a degree qualify for one or at least that is how I felt. I enlisted and went to BM A school. I had a ton of fun getting underway, doing boardings, getting to know people, etc. Years later, as an enlisted, I put in for a package and was turned down. The following year I was selected and went thru ROCI. Honestly, I am glad I was an enlisted member because I knew how things worked and how to address people, issues and other things.
Could you be selected? Honestly, I don't know. If you do qualify, put in for it. What is the worse that could happen? However, have in mind that if you do get selected, you will be at a greater disadvantage than those that have a military background. You can also consider putting in the package and moving with an enlistment process. You may even qualify to go to DEPOT, which is a 3 week bootcamp. As soon as you graduate whatever A school you pick, you make E4, and can put in for a package again. I'm throwing ideas out there for you. If you have any questions please ask.
Don't get discourage by harsh responses in this forum.